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Apply for a vehicle loan today!

Our low rate loans and flexible terms can put you behind the wheel of a new or used car today! For a limited time, we are offering 90-Day No Pay Auto Loans. You read that right! No payments for 90-Days on new or used vehicles.

Apply Today

Purchase & Refinance Rates

TermsVehicle Models 2017-2021Vehicle Models 2014-2016Vehicle Models 2013 & Older
24 MonthsN/A3.00% APR5.75% APR
36 Months1.75% APR3.25% APR6.25% APR
48 Months1.75% APR3.50% APR6.60% APR
60 Months1.75% APR3.75% APR7.00% APR
72 Months2.00% APR4.25% APRN/A
84 Months3.45% APRN/AN/A
Find A Car

Shop New & Used Vehicles with our Online Car Buying Service!

Search From 5 million vehicles, take a virtual test drive, view estimated monthly payments, get vehicle history reports and more!

Shop Now
Green Light Auto Loan

Apply for a Green Light Auto Loan today!

The GREENLight Auto Loan Program offers you a similar low payment as a lease with the benefits of vehicle ownership.

Apply Today

Apply for a Boat Loan today!

Finance up to 105% of the cost of a new or used boat with a low rate loan from HRCCU.

Apply Today


24 Months3.1% APR
36 Months3.35% APR
48 Months3.6% APR
60 Months3.85% APR
72 Months4.50% APR
84 Months5.25% APR
96 Months5.50% APR
108 Months5.75% APR
144 Months6.25% APR
180 Months6.75% APR
ATV & Personal Watercraft

Apply for an ATV, Personal Watercraft or Snowmobile Loan today!

Finance up to 105% of the cost of your ATV, personal watercraft or snowmobile with a low rate loan from HRCCU.

Apply Today

ATV, Personal Watercraft and Snowmobile Rates

24 Months4.75% APR
36 Months5.00% APR
48 Months5.25% APR
60 Months5.50% APR

Current Rates

Auto Loans
APR as low as
Fixed Rate 36 Month
APR as low as
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
  VISA Platinum Credit Card
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