Find a checking account that works for you. HRCCU offers checking account options like Choice Checking® that include no sneaky monthly fees and no minimum deposit required. Check out a side by side comparison of our two simple checking account options below or learn more about how you can earn cash rewards with our Kasasa Cash and Cash Back checking accounts.
Choice Checking | Premier Checking | |
---|---|---|
Best For | Member 15 & Older | Those with the Required Available Balance |
Minimum Balance | $0 | $500 |
Monthly Service Fee | $0 | $5 |
Check Order Fee | First Order of 80 Free BASIC Checks | Free Unlimited BASIC Checks |
Check Processing | $0 | $0 |
Free Visa® Debit Card | ✔ | ✔ |
Free ATM Transactions | ✔ | ✔ |
Courtesy Pay Protection | ✔ | ✔ |
Free Access to Online & Mobile Banking | ✔ | ✔ |
FREE Audio Response | ✔ | ✔ |
FREE eStatements | ✔ | ✔ |
Mobile Payments | ✔ | ✔ |
Free checking account with no hidden fees and no minimum deposit required.
Open AccountThis account is designed for those who maintain higher monthly balances. A $500 minimum balance is required. Free unlimited basic checks.
Open AccountAs your balance grows, your interest rate may increase too.
Average Monthly Balance | Interest Rate | APY |
---|---|---|
$0.01 - $2,499 | 0.00% | 0.00% |
$2,500 and up | 0.05% | 0.05% |